A wedding is a grand occasion, and it can cost a huge amount of money. Whether it’s your marriage or your child’s or a close relative’s marriage you would want the event to be grand. There are several things one can do to make a wedding memorable. These can include a great destination, decor, dresses, gifts, and a great honeymoon and each of these usually costs a good amount of money.

Hosting your dream wedding doesn’t have to be a financial burden. With the help of a marriage loan, you can plan the wedding you’ve always envisioned without compromising on any detail. One of the most significant aspects of your wedding planning will be selecting the perfect venue. A wedding venue in Rexburg could be the ideal choice, offering a stunning backdrop for your special day and making your dream wedding a reality.

Are you prepared for it? Do you have savings that you can spend on such heads of expenses?

We would advise you to consider taking out a marriage loan. When you apply for a wedding loan with new-age NBFCs like Clix Capital, you can get a loan to meet all the expenses in as little as 15 minutes. Even better, the modern-day lending process has become digital, which means there is very little paperwork involved. Read on to learn more.

A Marriage Loan Is a Personal Loan 

When it comes to taking a loan for a wedding, it’s a type of Personal Loan. It is commonly referred to as a Personal Loan for marriage.

Personal Loans applications are usually approved based on employment and paying capacity. Both of these can be proved easily as long as you have a job. Other than that, you need to provide proof of Identity, Address, and Income. It’s quick and easy, making it an ideal loan option.

How Much Time Will It Take to Get Approval for A Marriage Loan?

A Personal Loan for marriage does not take long to get approval. Clix Capital, for example, usually processes your loan application instantly and shows an offer tailer made for you if you quality. Offering disbursal in as quick as 24 hours or even less.

This is possible only when you have proof of employment and income available while applying online. For example, if you have salary slips, you can apply for the loan almost instantly when required.

Proof of employment is also available online in the form of an employer’s offer letter, appointment letter, and official email ids on the company domain.

What Are the Eligibility Requirements for A Wedding Loan?

The loan provider will, of course, perform due diligence on your application and will approve it only when it satisfies all the lending requirements. So let’s see the eligibility requirements for a marriage loan.

Eligibility for A Wedding Loan  

  • The loan is available to salaried people between 21 and 58 years
  • The applicant’s minimum income should be Rs. 20,000 per month
  • Applicant should have worked in the current job for at least the last six months
  • Applicant should have at least 12 months of professional experience
  • An Experian credit score of 630 or above is required

What Are the Key Features of A Personal Loan for a Wedding?

A wedding requires a great deal of planning. Unplanned events or expenses can leave you overwhelmed and lead to panic. You can apply for a marriage loan to avoid such escalations.

When looking for a marriage loan, you would want to know the key features. Let’s look at the key features of a Personal Loan for marriage from Clix Capital to understand wedding loans better.

Key Features of Personal Loan for Marriage

  1. Range of loan amount: Rs 50,000 to Rs 10 lakh
  2. Application process: Online
  3. Minimum approval time: 5-10 minutes
  4. Repayment option: Flexible
  5. Payment period: 12 – 48 months

What makes Clix Capital Personal Loans Stand out?

Getting a Personal Loan for marriage is not difficult. The basic features of such a loan are usually similar but make sure to read the terms and conditions of the loan product you select. It will help you compare loan products and choose the best.

When choosing the best personal loan available on the market, there are a few more things to consider. For example, When you take a marriage loan with Clix Capita, theyl offer the following salient features.

  • They don’t ask for any collateral
  • They don’t place any restrictions on the way you spend the money
  • They ask for minimum documentation all of which can be verified online without the need to upload anything
  • Online verification is available

What Is the Application Process for A Marriage Loan?

The application process for a Personal Loan for marriage is extremely simple and can be completed in a few minutes. It mainly involves three quick steps:

  1. You make an online application on the website
  2. Your application is sent forward for processing
  3. For salaried employees, the approval process takes around 5-10 minutes.

What Are the EMIs and Repayment Plans?

The limit of a Personal Loan for marriage is determined by the loan provider using a set of variables such as age and income. An applicant can use the Personal Loan calculator to work out the EMIs based on the amount and tenure of payment.

By using a Personal Loan EMI calculator, the applicant can get a fair idea of the amount and repayment tenure they should choose to secure an affordable EMI.

What Will Be the Interest Rate on My Marriage Loan?

The loan provider fixes the interest rate on a Personal Loan after considering the specifics of the applicant. Age and income are among the key variables used for this purpose.

The loan provider discloses the final interest rate applicable on a Personal Loan before disbursing it. A high Experian credit score can ensure a lower interest rate on a Personal Loan for a wedding.


Marriage is an important event involving a great amount of fanfare everywhere in the world. Beautiful dresses, grand setups, big feasts, and exotic honeymoons are some of the common features of a wedding. Would you skim on any of them? Probably, not.

So, to meet the expenses, a marriage loan may be just the thing you need. Clix Capital can be your partner in this wedding and offer you a marriage loan for your dream wedding.


Leave A Reply